Visa Credit Cards

Visa Credit Cards

Looking for a credit card that works as hard as you do? With our VISA Credit Card, you’ll enjoy great perks, low rates, and the personalized service you deserve. All Miami University and Community FCU VISA credit cards offer:

• No sign-up fees
• Immediate access to cash at ATMs or in our office through cash advances
• Worldwide acceptance
• VISA's Zero Liability, protecting you from fraudulent activity
• 24-hour card services and fraud protection
• Special benefits for travel, including travel accident insurance, baggage delay insurance, and auto rental insurance

Cash Rewards VISA Gold Card

Your spending should work for you! With our Cash Rewards VISA Gold Credit Card, you’ll earn cash back on the things you buy every day—plus enjoy low rates and great benefits. Cash Rewards VISA cardholders can earn up to 2% rewards on qualifying new purchases.*

• Earn up to 2% cash rewards on new purchases and cash advances*
• Competitive non-variable rate of 12.95% (APR) on purchases and cash advances
• Credit lines from $5,000 to $15,000
• VISA's Zero Liability, protecting you from fraudulent activity
• 25-day grace period on repayment of purchases
• 24-hour card services and fraud protection
• Special benefits for travel, including travel accident insurance (up to $250,000), baggage delay insurance, and auto rental insurance
• Use it worldwide, wherever VISA is accepted

Whether it’s your morning coffee, a weekend getaway, or everyday essentials, our Cash Rewards VISA gives you something back every time you spend. Don't miss out. Start earning today!

*Cash rewards earned are applied to your monthly payment, thus reducing the amount of your required payment due. Currently, each Cash Rewards VISA cardholder earns 2% of the amount of their total accumulated new purchases beyond the first $800.00 in total purchases over the month. Rewards earnings reset with each new month. New purchases count toward your rewards-eligible total accumulated purchase amount. Certain credit restrictions apply. Fees may be assessed for late payment; for a complete list of possible fees, see the Fees page. Rates, terms, conditions and product components are subject to change without notice.

VISA Classic Card

Looking to establish or rebuild your credit and take advantage of Miami University Community FCU's low rates? Maybe our VISA Classic Card will suit your needs. The VISA Classic Card features:

• Competitive non-variable rate of 14.5% APR
• Cash advance privileges in our office or at ATMs - with the same low 14.5% rate as purchases
• VISA's Zero Liability, protecting you from fraudulent activity
• 24-hour card services and fraud protection
• Special benefits for travel, including travel accident insurance (up to $100,000), baggage delay insurance, and auto rental insurance
• Use it worldwide, wherever VISA is accepted

Certain credit restrictions apply. Fees may be assessed for late payment; for a complete list of possible fees, see the Fees page. Rates, terms, conditions and product components are subject to change without notice.