Certificates of Deposit (CDs)

Certificates of Deposit (CDs)

If you have funds you won't need in the near future, a CD may be ideal for you. CDs are one of the safest ways to invest your money. With a CD, your interest rate is fixed and guaranteed for the specified length of your CD*. We offer both short-term and long-term CDs to meet your needs.

  • Higher-yielding interest rates than most savings products.
  • Low minimum deposit of $1,000 to open a CD
  • No fees to open or maintain a CD
  • Your total savings are federally insured by the NCUA, up to $250,000
  • Rates and yields apply to both regular and IRA certificates
Term
Interest Rates
APY1
6 Months
3.69%
3.75%
12 Months
3.44%
3.50%
24 Months
3.44%
3.50%
36 Months
3.44%
3.50%
48 Months
3.20%
3.25%
60 Months
3.20%
3.25%

* Fixed interest rate applies when leaving your full deposit plus interest in the CD for the length of time specified at the time of initial deposit. Early withdrawal from a CD may result in a penalty of up to 1/2 the stated interest for the full term.

Current specials are highlighted in orange

Silver Hawk Members: Add 0.05% to the rate on CDs with a term of 24 months or less; add 0.10% to the rate on CDs with a term greater than 24 months. Not applicable to specials or promotions.

Other financial products you may be interested in:

Loans & Credit

Auto Loans

CHECKING & SAVINGS

CDs

CHECKING & SAVINGS

Savings accounts