Online Banking

Home Improvement Loans

Home Improvement Loans
Term APR As Low As*
Up to 84 Months 9.99%
85-120 Months 10.99%

Let us help you increase the worth of your home with a Home Improvement Loan. Whether a cottage or a colonial, your home is more than just a roof over your head. It's also your most valuable asset, and we can help increase its worth.

  • Borrow up to $30,000*
  • Absolutely no prepayment penalties
  • Competitive rates
  • No closing costs if the loan is over $5,000*
  • Payroll deduction available
  • Zero payments for 90 days
  • No loan application fee
  • Ask about our Immediate Loan Decisioning
Apply for Your Loan Now


If you're a MUCFCU member, your loan can be processed 100% online -- you never have to set foot in the credit union!

Not yet a member? Click here to start the process of opening an account.


*Advertised rates current as of 4/13/2024. The Annual Percentage Rates (APRs) listed above are minimum rates reflecting the highest credit rating, along with a .35% rate discount for Payroll Deduction and Automatic Loan Payments. The rate you pay will be based on individual credit history, account relationships, and the term of the loan. Maximum rate on any loan is 18.00%. Certain credit restrictions apply. 

Closing costs may apply to Home Improvement Loans $5,000 and below. Home Improvement Loans are subject to a Loan Processing fee of $95.00 for secured loans, $85.00 for unsecured loans. Fees may be assessed for late payment; for a complete list of possible fees, see the Fees page. Rates, terms, conditions and product components are subject to daily change without notice.

Ashley Erskine

Loan Officer

(513) 523-4699 ext. 9507
Email Ashley


Equal Housing Lender logo
NCUA logo

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


Certain restrictions may apply to the products and services described above. Contact the credit union for details. MUCFCU is not an entity of Miami University.