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Certificate of Deposit Interest Rates

All rates current as of: 2/8/2016

Rates and yields apply to both regular and IRA certificates.

Term Interest Rate APY1
3 Month 0.25% 0.25%
6 Month 0.45% 0.45%
12 Month 0.65% 0.65%
18 Month 0.75% 0.75%
24 Month 0.85% 0.85%
30 Month 0.85% 0.85%
36 Month 0.95% 0.96%
48 Month 1.25% 1.26%
60 Month 1.50% 1.51%

1 Annual Percentage Yield

Silver Hawk Club Members: Add 0.10% to the rate on CDs with a term of 24 months or less; add 0.25% to the rate on CDs with a term greater than 24 months. Not applicable to specials or promotions.

Minimum $500.00 deposit required to open a CD. Early withdrawal from a CD may result in a penalty of up to 1/2 the stated interest for the full term. 

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Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.