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Certificate of Deposit Interest Rates

All rates current as of: 4/17/2014

Rates and yields apply to both regular and IRA certificates.

Term Interest Rate APY1
3 Month 0.15% 0.15%
6 Month 0.30% 0.30%
12 Month 0.45% 0.45%
18 Month 0.55% 0.55%
24 Month 0.65% 0.65%
30 Month 0.65% 0.65%
36 Month 0.79% 0.80%
48 Month 1.09% 1.10%
60 Month 1.49% 1.50%

1 Annual Percentage Yield

Silver Hawk Club Members: Add 0.10% to the rate on CDs with a term of 24 months or less; add 0.25% to the rate on CDs with a term greater than 24 months. Not applicable to specials or promotions.

Minimum $500.00 deposit required to open a CD. Early withdrawal from a CD may result in a penalty of up to 1/2 the stated interest for the full term. 

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Your savings are federal insured to at least $250,000 and backed by the full faith and credit of the United States Government.