Online Banking

Boat, Motorcycle, RV and Other Vehicle Loans

Looking to finance another type of vehicle, such as a boat, motorcycle, RV, camper, ATV or tractor? We offer loans for those, too, with features like:

  • Borrow up to 100% of the full retail value plus tax and title on most qualifying vehicles*
  • Up to 10 year repayment
  • Zero payments for 90 days
  • Competitive rates
  • Fast credit approval**
  • Absolutely no prepayment penalties
  • Ask about our Immediate Loan Decisioning

Boats, Campers and RVs

Boat, Camper and RV Loan Rates - APR As Low As**
Term 60 Months 120 Months
New 8.99% 9.99%
Used 9.24% 10.24%
If you see a more competitive rate elsewhere, call us!
                   Apply for Your Loan Now                   

Motorcycles

Motorcycle Loan Rates - APR As Low As**
Term 60 Months 72 Months
New 7.99% 8.49%
Used 10.99%
If you see a more competitive rate elsewhere, call us!
                   Apply for Your Loan Now                   

ATVs

ATV Loan Rates - APR As Low As**
Term 60 Months
New 11.24%
Used 11.99%
If you see a more competitive rate elsewhere, call us!
                   Apply for Your Loan Now                   

Farm and Lawn Tractors

Farm and Lawn Tractor Loan Rates - APR As Low As**
Term 60 Months 120 Months
New or Used 11.99% 11.99%
If you see a more competitive rate elsewhere, call us!
                   Apply for Your Loan Now                   

 
If you're a MUCFCU member, your loan can be processed 100% online -- you never have to set foot in the credit union!

Not yet a member? Click here to start the process of opening an account.

 

*Applies to new mobile homes, as well as new and qualifying used campers, motorcycles, boats, RVs, and farm equipment.

**Advertised rates current as of 12/4/2024. The Annual Percentage Rates (APRs) listed above are minimum rates reflecting the highest credit rating, along with a .35% rate discount for Payroll Deduction and Automatic Loan Payments. The rate you pay will be based on individual credit history, account relationships, and the term of the loan. Maximum rate on any loan is 18.00%. Certain credit restrictions apply. 

Vehicle Loans are subject to a Loan Processing fee of $95.00 for secured loans. Fees may be assessed for late payment; for a complete list of possible fees, see the Fees page. Rates, terms, conditions and product components are subject to daily change without notice.

Ashley Erskine

Loan Officer

(513) 523-4699 ext. 9507
Email Ashley

 

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Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

 

Certain restrictions may apply to the products and services described above. Contact the credit union for details. MUCFCU is not an entity of Miami University.