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VISA Credit Cards

All Miami University and Community FCU VISA credit cards offer:

  • No sign-up fees
  • Immediate access to cash at ATMs or in our office through cash advances
  • Worldwide acceptance
  • VISA's Zero Liability, protecting you from fraudulent activity
  • 24-hour card services and fraud protection
  • Special benefits for travel, including travel accident insurance, baggage delay insurance, and auto rental insurance
  Cash Rewards VISA Gold VISA Classic
Purpose and Benefits Earn up to 2% cash rewards on new purchases, plus special Gold cardholder benefits. Starter VISA for those looking to establish or rebuild credit.
Rate (APR) 12.95% (Non-Variable) 14.50% (Non-Variable)
Available Credit Lines $5,000 - $15,000 $500 - $5,000
Annual / Monthly Fee $20 per year $20 per year

Ready to choose your card, or need more information? Call us at (513) 523-8888.

Traveling soon? You'll want to make sure your card will work while you're away. Click here for important travel information.

 

Cash Rewards VISA Gold Card

Our Gold VISA card is now a Cash Rewards VISA! Cash Rewards VISA cardholders can earn up to 2% rewards on qualifying new purchases.* The Cash Rewards VISA also comes with a low non-variable rate, plus special exclusive benefits.

  • Earn up to 2% cash rewards on new purchases and cash advances*
  • Competitive non-variable rate of 12.95% (APR) on purchases and cash advances
  • Credit lines from $5,000 to $15,000
  • VISA's Zero Liability, protecting you from fraudulent activity
  • 25-day grace period on repayment of purchases
  • 24-hour card services and fraud protection
  • Special benefits for travel, including travel accident insurance (up to $250,000), baggage delay insurance, and auto rental insurance
  • Use it worldwide, wherever VISA is accepted

If you have our traditional Miami Gold VISA Card, you already qualify for the new Cash Rewards VISA. If not, apply for your Cash Rewards VISA today!

Apply for the Cash Rewards VISA Card Back to top

*Cash rewards earned are applied to your monthly payment, thus reducing the amount of your required payment due. Currently, each Cash Rewards VISA cardholder earns 1% of the amount of their total accumulated new purchases over the billing cycle up to the first $600.00 in total purchases, then 2% of the amount of their total accumulated new purchases over the billing cycle beyond the first $600.00 in total purchases. New purchases and cash advances count toward your rewards-eligible total accumulated purchase amount.

Certain credit restrictions apply. Fees may be assessed for late payment; for a complete list of possible fees, see the Fees page. Rates, terms, conditions and product components are subject to daily change without notice.


VISA Classic Card

Looking to establish or rebuild your credit and take advantage of Miami University Community FCU's low rates? Maybe our VISA Classic Card will suit your needs. The VISA Classic Card features:

  • Competitive non-variable rate of 14.5% APR
  • Cash advance privileges in our office or at ATMs - with the same low 14.5% rate as purchases
  • VISA's Zero Liability, protecting you from fraudulent activity
  • 24-hour card services and fraud protection
  • Special benefits for travel, including travel accident insurance (up to $100,000), baggage delay insurance, and auto rental insurance
  • Use it worldwide, wherever VISA is accepted

Apply for the VISA Classic Card Back to top

Certain credit restrictions apply. Fees may be assessed for late payment; for a complete list of possible fees, see the Fees page. Rates, terms, conditions and product components are subject to daily change without notice.

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Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

 

Certain restrictions may apply to the products and services described above. Contact the credit union for details. MUCFCU is not an entity of Miami University.