Savings Accounts

All Miami University Community FCU savings accounts offer:

  • No sign up fees
  • No monthly account maintenance fees
  • Free access to Online Banking and Online Bill Pay
  • Your total savings are federally insured by the NCUA, up to $250,000
  Regular Savings Kiddie Hawk Savings Silver Hawk Savings Holiday, Vacation, & Special Savings Money Market Account
Purpose and Special Benefits All-purpose savings account. Guarantees share of ownership in credit union. Encourages children to begin saving and rewards them with high interest. Rewards our members over 50 with higher interest and special CD rates. Allows members to set aside and earn interest on money saved for special occasions. Offers higher interest yeilds on higher balances while allowing immediate access to funds.
Current Yields / Rates Click here for current Savings Account yields and rates Click for current Money Market yields/rates
Minimum Balance $5.00 None None None None to open; $5,000 to earn interest.
Maximum Balance None $5,000 None None None
Age Requirements N/A 12 and under 50 and over N/A N/A
Withdrawal Limits (without penalty) No limits 3 per year No limits No limits 6 per month
Ability to write checks? No No Yes, unlimited* No Yes, up to 6 per month (counts toward withdrawal limit)

Speak to any of our friendly Member Service representatives to open an account, or for more information, call (513) 523-8888.

*Member must also have an MUCFCU checking account to write checks from a Silver Hawk Savings Account.

All credit union accounts are subject to the Membership and Account Agreement and Funds Availability Policy.

Equal Housing Lender logo
NCUA logo

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


Certain restrictions may apply to the products and services described above. Contact the credit union for details. MUCFCU is not an entity of Miami University.