Online Banking

Other Services

Miami University Community FCU offers nearly a dozen other services to its members, including:

CoinMax Coin Counting Machine

CoinMax is the easy and economical way to count your money fast, then deposit it into your account or get cash back.

  • No need to roll your own coins
  • Sorts hundreds of coins in seconds - no need to wait forever to get your money
  • Lower fees than the competition
  • FREE to members under 18, every Saturday

CoinMax is available at our main office, located at 31 Lynn Street, in Oxford.

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Direct Deposit

Direct Deposit lets you deposit all or part of your paycheck into your credit union account without ever having to stop by the credit union. Direct Deposit posts to your account one day in advance. Best of all, Direct Deposit is free.

If you work at Miami University, you can set up your Direct Deposit on the MyMiami CAS website. If you work elsewhere, contact your employer's payroll department.

If you have more questions on Direct Deposit, call Bridgett Lehman at (513) 523-4699 ext. 9603.

Terms & conditions apply to Direct Deposit transfers.

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Automated Clearing House (ACH) Direct Pay

Similar to Direct Deposit, Direct Pay allows you to have your bill payments deducted automatically from your account without ever writing a check. Plus, with ACH Direct Pay, you never have to worry about missing a payment or incurring late fees.

Visit one of the credit union offices to sign up, or call Brittany Baker at (513) 523-4699 ext. 9603 for more information on this free service.

Terms & conditions apply to ACH Direct Pay transactions.

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Courtesy Pay Overdraft Protection

Courtesy Pay Overdraft Protection helps guard you from the embarrassment and expense of returned checks by paying an item against your checking account, in case your account accidentally becomes overdrawn. Courtesy Pay:

  • Protects you from returned check charges and merchant fees due to non-sufficient funds
  • Protects your good credit rating
  • Offers additional flexibility, convenience, and peace of mind in managing your funds
  • Will not charge you daily maintenance fees, even if your account becomes overdrawn
  • Is free to qualifying members. You will not be charged for the service unless you have an overdraft1.

To find out if you qualify for Courtesy Pay or for more information, call us at (513) 523-8888.

1Items paid by Courtesy Pay are subject to a one-time $32.00 fee per item. The charge will be assessed to your account as either a Courtesy Pay fee or Non-Sufficient Funds fee, but you will not be charged both fees.

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Safe Deposit Boxes

Safe Deposit Boxes are the safe way to secure your belongings. Your safe deposit box will be stored in our fireproof vault.

Boxes are reasonably prices, from $25 per year, depending on the size of the box. Visit our office at 5120 College Corner Pike in Oxford to open your Safe Deposit Box today. 

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Notary Services

Miami University Community FCU offers Notary Services free to our members. Whether you need an auto title, deed, affidavit, power of attorney, or other legal document notarized, our state-commissioned notaries are on hand to help.

Notary Services are available at our main office at 31 Lynn Street in Oxford. All signing parties must be present with driver's license or state-authorized ID for a document to be notarized.

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NEW! Telephone Audio Banking

We're offering a new Telephone Audio Banking service. With the new Audio Banking, you can:

  • Get balances on all your credit union account
  • Verify recent deposits and checks that have cleared
  • Transfer funds between accounts
  • Make loan or VISA payments
  • Hear what dividends have been added to your accounts
  • Password protected for your security
  • Free unlimited usage to all credit union members

Telephone Audio Banking is available from any touch-tone phone by dialing 800-860-5704. When asked for a credit union ID, enter 344.

If you need further assistance, speak to one of our Member Service representatives.

Telephone Audio Banking service will be interrupted for a short time periodically for system maintenance or other outages. Terms & conditions apply to transactions conducted using Telephone Audio Banking.

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NCUA logo

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


Certain restrictions may apply to the products and services described above. Contact the credit union for details. MUCFCU is not an entity of Miami University.