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Credit, Debit, and ATM Cards

All Miami University Community FCU credit cards and check/debit cards offer:

  • No sign-up fees
  • Immediate access to cash at ATMs or in our office through cash advances
  • Worldwide acceptance
  • Zero Liability from VISA or MasterCard, protecting you from fraudulent activity
  • 24-hour card services and fraud protection
  • Free access Online Banking and Online Bill Pay, as part of your Miami University Community FCU account
  VISA Gold VISA Classic MasterCard Check/Debit ATM/Jeanie
Purpose and Benefits Our best VISA, with a low fixed rate and special incentives exclusively for VISA Gold members. Starter VISA for those loking to establish or rebuild credit. Deducts funds directly from your account as point-of-sale payment method or ATMs. Immediate access to funds from your accounts at ATMs.
Rate (APR) 9.95% Fixed 14.50% Fixed N/A N/A
Available Credit Lines $5,000 - $15,000 $500 - $5,000 N/A N/A
Annual / Monthly Fee $20 per year $20 per year $1.50 per month1 $1.50 per month1

Ready to choose your card, or need more information? Call us at (513) 529-2739.

Traveling soon? You'll want to make sure your credit or debit card will work while you're away. Click here for important travel information.

1 Fees listed above effective 4/1/2014. Prior to 4/1/2014, the Debit Card fee is $1.25 per month for one card, $1.50 per month for 2 cards.

 

Miami VISA Gold Card

As a member of the credit union, you may be eligible for our elite Miami VISA Gold Card. It's our best VISA, with a low fixed rate that won't make a huge jump after 12 months, plus special exclusive benefits. The Miami VISA Gold Card features:

  • Competitive fixed rate of 9.95% (APR) on purchases and cash advances
  • Credit lines from $5,000 to $15,000
  • VISA's Zero Liability, protecting you from fraudulent activity
  • 25-day grace period on repayment of purchases
  • 24-hour card services and fraud protection
  • Use it worldwide, wherever VISA is accepted

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Certain credit restrictions apply. Fees may be assessed for late payment; for a complete list of possible fees, see the Fees page. Rates, terms, conditions and product components are subject to daily change without notice.


VISA Classic Card

Looking to establish or rebuild your credit and take advantage of Miami University Community FCU's low fixed rates? Maybe our VISA Classic Card will suit your needs. The VISA Classic Card features:

  • Competitive fixed rate of 14.5% APR that won't make a huge jump after 12 months
  • Cash advance privileges in our office or at ATMs - with the same low 14.5% rate as purchases
  • VISA's Zero Liability, protecting you from fraudulent activity
  • 24-hour card services and fraud protection
  • Use it worldwide, wherever VISA is accepted

Apply for VISA Classic Card Back to top

Certain credit restrictions apply. Fees may be assessed for late payment; for a complete list of possible fees, see the Fees page. Rates, terms, conditions and product components are subject to daily change without notice.


MasterCard Check/Debit Card

A MasterCard Check/Debit Card is a convenient and safe alternative to writing checks or carrying large amounts of cash. When you use it as a point-of-sale payment method, the funds are deducted straight from your Miami University Community FCU checking account.

  • Use for purchases worldwide, wherever debit MasterCard is accepted
  • Use at ATMs for immediate cash from your MUCFCU accounts
  • No transaction fee when using at point-of-sale (as a credit transaction), or at MUCFCU ATMs1
  • $2,500 maximum daily spending limit for purchases
  • $500 daily ATM withdrawal limit
  • Includes MasterCard Zero Liability, protecting you from fraudulent activity
  • Overdraft protection and overdraft lines of credit available

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1 Subject to a $2.50 fee when using at out-of-network ATMs, plus terminal fees from the bank whose ATM you are using. As a point-of-sale payment method, member must choose "credit" for method of payment to avoid transaction fees. Debit Card service is subject to a $1.50 per month fee. Terms & conditions apply to Debit card transactions. Certain restrictions apply.


ATM Jeanie Card

An ATM Jeanie card provides immediate access to your Miami University Community FCU accounts worldwide.

  • Use at any of MUCFCU's ATMs free1
  • $500 daily withdrawal limit

Get your ATM Jeanie card by visiting one of our friendly Member Service representatives today. For more information, call (513) 529-2739.

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1Subject to a $2.50 fee when using at out-of-network ATMs, plus terminal fees from the bank whose ATM you are usingATM Card service is subject to a $1.50 per month fee. Terms & conditions apply to ATM card transactions. Certain restrictions apply.

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