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Certificates of Deposit (CDs)

If you have funds you won't need in the near future, a CD may be ideal for you. CDs are one of the safest ways to invest your money. With a CD, your interest rate is fixed and guaranteed for the specified length of your CD1. We offer both short-term and long-term CDs to meet your needs.

  • Higher-yielding interest rates than most savings products.
  • Low minimum deposit of $1,000 to open a CD
  • No fees to open or maintain a CD
  • Your total savings are federally insured by the NCUA, up to $250,000

See one of our friendly tellers to open a CD, or call (513) 523-8888 for more information.

View CD Rates

1Fixed interest rate applies when leaving your full deposit plus interest in the CD for the length of time specified at the time of initial deposit. Early withdrawal from a CD may result in a penalty of up to 1/2 the stated interest for the full term.

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Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


Certain restrictions may apply to the products and services described above. Contact the credit union for details. MUCFCU is not an entity of Miami University.