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New and Used Auto Loans

Whether you're buying a new or used car, truck, or SUV, we can help you get on the road. We offer competitive rates and quick credit approval.

  • Loan up to 115% MSRP plus tax & title on new vehicles
  • Loan up to 115% full NADA retail value plus tax & title on used vehicles 10 years old or less
  • Up to a 7-year repayment
  • Absolutely no prepayment penalties
  • Competitive rates
  • Fast credit approval
  • Zero payments for 90 days
  • Ask about our immediate loan decisioning

Apply for Your Loan Now

Certain credit restrictions apply. Subject to a Loan Processing fee of $75.00 for secured loans, $60.00 for unsecured loans. Fees may be assessed for late payment; for a complete list of possible fees, see the Fees page. Rates, terms, conditions and product components are subject to daily change without notice.

Guaranteed Asset Protection (GAP) Insurance

If your vehicle is totaled or stolen, your insurance settlement can be significantly less than the outstanding loan balance. Guaranteed Asset Protection (GAP) Insurace is an option available on qualifying auto loans that covers the approximate difference between the actual value of your vehicle and the outstanding loan balance, should your vehicle be totaled or stolen. 

  • GAP Insurance protects you from substantial loss if your vehicle, boat, motorcycle, or RV is ever totaled in an accident or is stolen and isn't recovered
  • Covers the approximate difference between primary insurance settlement and payoff of loan
  • Pays up to an additional $1,000 toward purchase/lease of a replacement vehicle
  • Low one-time fee of $375 (typically $300-400 more for the same product at dealerships)
  • Available on any qualifying new or used auto loan financed through MUCFCU

Apply for Your Loan Now

Christopher Burke

Loan Officer

Phone: (513) 523-4699 ext. 9513

Pam Gramman

Loan Officer

Phone: (513) 523-4699 ext. 9506

Kristine Dengler

Loan Manager

Phone: (513) 523-4699 ext. 9507


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Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


Certain restrictions may apply to the products and services described above. Contact the credit union for details. MUCFCU is not an entity of Miami University.