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Home Improvement Loans

Let us help you increase the worth of your home with a Home Improvement Loan. Whether a cottage or a colonial, your home is more than just a roof over your head. It's also your most valuable asset, and we can help increase its worth.

  • Absolutely no prepayment penalties
  • Competitive rates
  • Tax deductible interest
  • No closing costs if the loan is over $5,000
  • Payroll deduction available
  • Zero payments for 90 days
  • No loan application fee
  • Ask about our Immediate Loan Decisioning

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Closing costs may apply to Home Improvement Loans $5,000 and below. Certain credit restrictions apply. Fees may be assessed for late payment; for a complete list of possible fees, see the Fees page. Consult with a tax advisor regarding the deductibility of interest. Rates, terms, conditions and product components are subject to daily change without notice.

Pam Gramman

Loan Officer

Phone: (513) 523-4699 ext. 9506

Christopher Burke

Loan Officer

Phone: (513) 523-4699 ext. 9505

Kristine Dengler

Loan Manager

Phone: (513) 523-4699 ext. 9507


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Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


Certain restrictions may apply to the products and services described above. Contact the credit union for details. MUCFCU is not an entity of Miami University.