Online Banking

Information on Anti-Virus Software

If you conduct any financial business online, it is very important that you have adequate antivirus and anti-malware protection on your computer.

Good antivirus and anti-malware software, when used and updated regularly, can greatly reduce the chances that your computer will accidentally pick up viruses and other malicious software that could compromise your personal information and damage your computer.

There are a number of free antivirus programs that you can download and install. Some of the most popular include Avast, AVG, and Avira1.

Be sure your antivirus programs are set to detect infections automatically and to run full scans at least once a week. You should update your virus definitions at least once a week. You should also make sure you are installing all available updates for all your software. (If you are not sure how to download and install antivirus software and updates, consult someone who knows.)

Please note that while antivirus software greatly reduces the risk of your computer becoming infected by a virus, you still need to exercise caution when using the Internet, especially if you conduct any online financial transactions.

Antivirus Software on Mobile Devices

Many people are aware of the need to run antivirus software on their computers, but don't think about it for their mobile devices. You may or may not need antivirus software on your mobile phone or tablet, depending on the type of device you own.

If you use an Android or BlackBerry phone or tablet, you definitely should install an antivirus program, and set it to run scans at least once a week.

There are several reputable free antivirus programs that you can download and install for both Android and BlackBerry devices. Open your device's app marketplace and search for "Antivirus."

If you use an iPhoneiPad, or Windows Phone, you generally do not need to install an antivirus program--at least not for now. The makers of these mobile operating systems have installed security features making it more difficult for a virus to infect them.

However, we strongly recommend that you do not try to "jailbreak" your mobile device. "Jailbreaking" is a process done by some advanced programmers to remove some of the default security restrictions from a mobile device. Jailbreaking puts your device more at risk of a security breach. (Not to mention that in the case of an iPhone or iPad, jailbreaking may also void your warranty.)

Additionally, if you use an iPhone, iPad, or Windows Phone, you should pay attention to news and security trends involving these devices. With new viruses and malware appearing every day, it's possible that someday, a hacker will figure out a way to infect these devices. If that happens, you'll want to know how to protect your device from becoming infected.

Finally, all mobile devices--no matter what type--are still prone to other security risks, such as phishing. Fortunately, you can keep yourself from becoming a phishing victim with just a little knowledge and caution. Click here to read our information on phishing, email and text messaging safety.

 

1MUCFCU provides these links solely as a service to our members and website visitors. MUCFCU has not been paid by the companies whose products are linked or mentioned on this page, and any links or mentions should not be viewed as an endorsement of the products. MUCFCU guarantees neither the performance and quality of these companies or their products, nor the satisfaction of customers of these companies/products.

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Certain restrictions may apply to the products and services described above. Contact the credit union for details. MUCFCU is not an entity of Miami University.